Rancho Cucamonga Car Accident Lawyer
For fifty years, the rate of traffic accidents, including those causing injury or death, fell every year. Then, in 2010, they increased over the previous year, and they have been rising every year since. In 2015, there were 178,669 injury crashes on California roads, causing 254,561 injuries. In addition, 3,434 persons lost their lives that year in 3,168 fatal collisions. In nearly all of these cases, the accident could have been avoided if the negligent driver who caused the accident had not been speeding, drinking and driving, or distracted by a smartphone or vehicle infotainment console. In San Bernardino, the car accident lawyer of the Law Offices of John D. Lueck is committed to seeing that car accident victims get the care and compensation they need and deserve after suffering a personal injury at the hands of a negligent or distracted driver. We put decades of experience fighting for clients behind every case and seek the maximum in compensation available under the facts of the case and California car accident law.
California Coverage for the Insured and Uninsured in Rancho Cucamonga Car Accidents
Every California driver is required by law to carry liability insurance in case of an accident, but state law only requires very low amounts of coverage. Drivers must be insured for up to $15,000 for personal injury to one person or $30,000 if more than one person is injured, along with $5,000 in property damage. Many people realize these limits are low and take out additional insurance to protect their personal assets in the event they cause a serious accident and are sued by the injured victim.
Obtaining coverage even at the minimum amounts is still expensive, and as many as 17% of southern California drivers disobey the law and drive without coverage. For this reason, it is important to carry Uninsured Motorist (UM) coverage on your own auto liability policy. A UM policy will cover you if you are hit by an uninsured driver or in the case of a hit and run where the responsible driver cannot be found. UM policies usually come with Underinsured Motorist (UIM) coverage as well. If the driver who hit you had only minimal coverage that doesn’t meet your expenses, you can make up the difference if you have UIM coverage greater than the other driver’s liability coverage. Insurance companies are required to offer UM/UIM when you purchase liability insurance, and it is recommended to purchase this additional coverage at the same amounts as the liability you choose to carry.
How Our Rancho Cucamonga Car Accident Lawyer can Help
Regardless of whether you are pursuing a claim against the other driver’s insurance company, your own insurer or both, legal representation from attorney John D. Lueck can help you get full value for your claim. Insurance companies use many tactics to try to avoid paying what they owe, but an experienced car accident lawyer knows how to deal with such maneuvers. For instance, the insurance company may try the following:
Downplay the serious nature of your injuries – It’s not uncommon for the insurance company to claim you can’t be as badly hurt as you say, or that your injuries were preexisting or caused by something other than the car accident. You know you are suffering, but what do you do if the insurance company says they don’t believe you? The Law Offices of John D. Lueck is committed to making sure you get the medical care you need as well as all the compensation you deserve after being struck in a collision through no fault of your own. We know how to build a case that clearly documents not only your physical injuries but also the physical pain and emotional suffering that reasonably follow from such an injury.
Claim that your own negligence is to blame – When two drivers are involved in an accident, there is always the possibility that the other driver’s insurance company will deny that their insured was the one at fault. There is also the chance that they will say both drivers share the blame. While being held partially at fault will not prevent you from recovering compensation from the other party for their negligence, it will cause your reward to be reduced proportionately under California law. our car accident lawyer will work hard to make sure you are not unfairly saddled with any portion of responsibility for the accident which does not belong to you and will fight to recover every penny from the negligent party which they owe.
Call the Law Offices of John D. Lueck after a San Bernardino Car Accident
If you have been injured in a car accident in Rancho Cucamonga or San Bernardino, call the Law Offices of John D. Lueck for immediate assistance. We’ll give you a free evaluation of your case and get to work right away investigating the accident, securing evidence, and initiating the process to get you full and fair compensation for your injuries from the negligent party. Call 909-484-1963 for your free consultation. There is no fee unless we recover for you.